Simply Mortgages

The Pocket Mortgage Guide: 60 of the Most Important Questions and Answers about Your Home Loan

This book includes everything you need to know to make getting a mortgage simple and trouble-free. How large a house will you be able to afford? What is PMI, and why do you have to pay it? How can you be sure you’re not being taken advantage of? The “Pocket Mortgage Guide” gives you the authoritative answers you need to simplify the entire mortgage process. This pocket-sized, value-packed guide features: painless techniques for trimming years off the life of your mortgage; strategies for including “fix-up” money in your mortgage; guidelines for getting the best deal when shopping for a refinancing loan; handy tables for looking up what your monthly payment would be at different interest rates; your mortgage is the biggest financial commitment you’ll ever make, and it’s up to you to understand how it works. Learn the facts you need to know to get the house – and mortgage – at the lowest possible cost, in “The Pocket Mortgage Guide.”

From The Publisher:

The “Mortgage Professor” answers critical homemortgage questions

This value-packed consumer reference by a nationally syndicated mortgage columnist is indispensable for anyone looking to secure a home mortgage. “The Pocket Mortgage Guide “answers 50 of the most commonly asked mortgage questions, including: How can I find the lowest-cost lender? Should I choose a 15-year loan or a 30-year loan? What is PMI and how can I cancel it? How large a mortgage will I be able to afford? What will my monthly mortgage payment be? What is a “debt ratio” used for and how is it calculated? What is a home equity line of credit and what should it be used for?

The book also provides valuable interest amortization tables and is the perfect resource for home buyers.

The Pocket Mortgage Guide: 56 of the Most Important Questions and Answers About Your Home Loan – Plus Interest Amortization Tab

The 106 Mortgage Secrets All Borrowers Must Learn: But Lenders Don’t Tell

This is the only guidebook that shows you how to finance any property – with or without bank approval. Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred’s “106 Mortgage Secrets All Borrowers Must Learn – But Lenders Don’t Tell, Second Edition” guide you. Fully updated, this practical guide explains how today’s changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. “106 Mortgage Secrets” also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you’ll build the confidence and the knowledge to: increase your borrowing power; obtain the lowest interest rate; understand the true pros and cons of ARMs Cut (or eliminate) the cost of mortgage insurance; save big with seller financing, assumptions, foreclosures, and REOs; strengthen your credit profile and credit score; avoid getting taken…by the fine print and garbage fees; steer clear of scams and unprincipled loan reps and lenders; and, accumulate wealth through homeownership and investment properties. Simple, concise, and comprehensive, this book reveals everything property buyers need to know – especially the 106 financing secrets lenders too often omit.

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