When your home loan is up for review, it can be difficult to know what to do. We can help. We can discuss the options with you to help you decide which home loan structure is right for you.
We provide this service absolutely free of charge and we can look at options across not only a whole range of products but also across a whole range of lenders.
In the mean time check out some of the great rates available today!
Floating/Flexible Rates
Floating Interest Rate 6.24% p.a.
Flexible Interest Rate 6.20% p.a.
Fixed Interest Rates
6 months 6.35% p.a.
1 year 5.95% p.a.
18 Months 6.29% p.a.
2 years 6.49% p.a.
3 years 6.99% p.a.
4 years 7.45% p.a.
5 years 7.70% p.a.
Not sure what would work best for you? Drop us a line and we will help.
We Can Do A Second Mortgage
We have a few million $NZ for second mortgage placement.
Lenders are currently quite sensitive to high first mortgage amounts and priority figures and so Caveat seconds are starting to re appear as they did many years ago.
These are great options for people who have a deal that needs to be done and only need the lending for 12 to 24 months.
All deals on a case by case basis.
Product: Interest Only.
Term: 12 to 24 months.
Security: Residential Property.
Rate: 14% to 17%
Lvrs: under 75%
Max Amount: $100,000.
Right to pay down: Some lenders will allow principal payments.
This option is certainly worth a try and is very competitive with other available options out there at the moment.
Asset Lending Advances
This is a great option for people with lots of equity but you don’t meet the income requirements of the major lenders for what ever reason.
Security is via a First Mortgage and interest rates are from 8.75%
Security that can be used can range from Residential Real Estate to Farms to Commercial Real Estate.
Give us a try.
